Infonegocios: A Cordoba Native Founded Financers from California

IN: How did you end up in California?
RC: I fell in love with my husband — and with California — back in 2011. Since then, I’ve built my life and family here; we are now a family of four. It wasn’t easy in the beginning: the language barrier, the cultural shock, the absence of friends and family, and having to start over from scratch in every way. It’s a true challenge for both your ego and your heart.

However, my intuition told me that all the effort would eventually pay off. I founded an accounting firm in San Diego and became an Enrolled Agent.
Those of us who leave our country dream of growing in a way that allows us to share both material and personal abundance with those we left behind.
That’s what I love most about Financers: I’m able to offer solutions to situations that many people in Argentina are currently facing — thanks to the decisions I made along my own path.

IN: Who are your clients?
RC: At Financers, our clients are mainly local accounting firms — we work with firms based in Córdoba, Rosario, and Buenos Aires — as well as tech companies and IT professionals who want to operate in the United States while maintaining a presence in Argentina.

We work with companies of all sizes, from startups to more established businesses, and we also have a partnership program for accounting firms that is performing very well across our service lines.

We offer solutions tailored to their specific needs, whether they’re looking to set up an LLC, manage their U.S. tax obligations, or get support with international financial operations.

Today, our three most in-demand services are:

1. LLC formation and incorporation.
2. Consulting for service exporters, especially on how to receive foreign payments in U.S. dollars and repatriate them without being required to convert them into local currency under Argentine regulations.
3. Investment structuring advice, which will be fully launched in the second half of 2023.

Our expertise in accounting and U.S. compliance enables us to deliver a personalized, high-quality service.

IN: I understand your focus is on information technology companies operating in both countries.
What advantages does setting up an LLC offer to professionals working with the U.S. while living in Argentina?
RC: Forming an LLC in the U.S. offers several advantages for professionals working with U.S.-based clients while residing in Argentina.

First, an LLC provides a legal and tax structure that helps separate personal assets from business assets, offering additional protection in the event of legal or financial issues.

An LLC also allows access to specific tax benefits and can simplify billing and payment processes in the U.S.
At Financers, we manage the entire setup process and assist clients with all their ongoing legal and tax obligations in the U.S.

IN: So, it’s clearly a beneficial structure for those wanting to establish a business presence in the U.S. while remaining in Argentina.
RC: Exactly — that’s the idea. U.S. LLCs are transparent entities, which means they do not pay taxes at the corporate level; instead, income is passed through to the members.
When those members are non-resident foreigners who carry out their business activity entirely from outside the U.S., they are generally not subject to U.S. federal income tax.
So from a tax perspective, this structure is often highly advantageous.

IN: Romina, it’s been a pleasure speaking with you and learning more about Financers and your personal journey. Thank you for sharing your insights with us.
RC: The pleasure is mine. Thank you for the opportunity to talk about our firm and my story. I’m proud to be able to support Argentine businesses on their path to international growth.

For more information, contact us at +54 9 11 6575-9238 or mmiras@financers.com.ar.